Get your Used Car Insurance

January 8, 2009

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There are many factors that influence the size of a car insurance premium but few are more important than the vehicle itself. British drivers looking for a cheap used car for sale over the next year are likely to face a number of budgetary constraints in these tough economic times, so considering all vehicle costs before buying - including tax and insurance - is vital. Now a car insurance provider has revealed its top ten cheapest second hand cars to insure in the UK.

Topping the list is the Smart Pure for which average premiums are just £350.84. Indeed smaller cars with low performance engines dominate the list - the Fiat Seicento, Skoda Fabia, Toyota Aygo, Nissan Micra, Citroen C1, Renault Clio, Suzuki Wagon R, Volkswagen cars and Peugeot 107 complete the top ten.

Buying a second hand car will usually allow you to earn cheaper car insurance because the value of the vehicle greatly depreciates over the first three years and the cost of a replacement follows suit. One can easily buy used GMC cars for sale because of the lucrative finance schemes available. In the earlier days you had to go through the taxing procedure of checking the classified advertisements regularly in the newspaper to come across the desired car for sale These days the modern technology using computer has promoted the sale of used car purchase. There are websites on the internet which provides car searching tools on the internet.

Of course while the type of vehicle you like Convertible Cars, SUV Cars, Hatchback Cars, Coupe Cars etc buy is an important consideration, it’s also crucial to gather as many car insurance quotes as you can as the differences between premiums from one insurer to another can be astronomic. For example a man aged 32 living in Birmingham with one speeding conviction could pick up a premium on a Volvo V70 T S for as little as £581.95 through swiftcover.com and yet would pay £1,420.91 a year to insure the same car with LV=, according to the research. Therefore it’s crucial to shop around.

It’s also worth considering other ways to lower your car insurance. For example, installing a car alarm, parking in a garage overnight, paying annually instead of monthly and agreeing to a mileage limit could all help you earn cheap car insurance.

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BMW Versus Mercedes

November 4, 2008

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It has long been the considered opinion now among most analysts within the automobile industry and certainly among journalists who closely monitor the automobile industry. That of all of the car companies that go to make up the automobile manufacturing industry in Europe, the two German companies BMW and Mercedes Benz represent a large chunk of the quality end of the market.

With the latest offerings released by both BMW and Mercedes-Benz car is quite easy to understand why they represent the quality end of the industry. Mercedes-Benz has their new CL Coupe car which is rightly getting rave reviews and plaudits across the border whilst BMW of matching them neck and neck with their new three series convertible car, the 335i convertible.

In many areas the performance of these two cars is quite similar but one area where they are vastly different is the own the road price. The BMW comes in at around the $78,000 mark whilst the Mercedes can be had for a mere $163,000 for one of the lower end specification models.

Yet if you look at the cars themselves the performance isn’t actually represented accurately by the vastly different price tag. To sum up briefly with the Mercedes you get a 5.5 L engine that develops 383bhp, will get you from naught to 62 miles an hour in 5.4 seconds and has a top speed of 155 miles per hour.

Surprisingly, the BMW though having a prize tag that is roughly half that the Mercedes does not supply specifications that are vastly different. For the time being, with the BMW you get a 3 Litre engine that develops 302bhp, gets you from naught to 62 miles an hour in 5.8 seconds (only .4 of a second slower than the Mercedes) and has a top speed too of 155 miles per hour.

So as you can see what the Mercedes you get top-end specifications matched with a top-end specification price and certainly if you have the cash you won’t be disappointed with the Mercedes CL. It won’t let you down on the design stakes; it’ll look good in front of both the home and the office. It will certainly impress the neighbours as well as your colleagues in the squash club. Your bank manager might not be quite so happy however but then if you can afford to drive this Mercedes, problems with your bank manager should be the last thing on your mind.

That having said, the BMW won’t let you down in any of the above areas either and with a very similar performance to that of the Mercedes at a fraction of the price you could almost afford to buy one for both the home and the office and still have cash to spare to take the family for a very nice holiday.

There are certainly no prizes for guessing which of the above would make your bank manager very happy but at the end of the day if you can afford to drive either of the cars above, to be brutally blunt who gives a damn about the bank.

BMW Offers Original Accessories for 3 Series Convertible

October 1, 2008

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BMW Group is offering its customers a wide range of quality BMW parts and accessories to enhance the appearance and driving dynamics of the new BMW 3 Series Convertible car. A bunch of aerodynamic package and host of additional interior amenities is offered to add to the two-seater sports coupe’s elegance and sporty characteristics.

To optimize the aerodynamics and handling of the New BMW 3 Series Convertible, BMW offers the aerodynamic package equipped with a front apron and rear fairing, along with a rear spoiler to improve and provide additional down force on the rear axle for better road to vehicle traction. These aerodynamic parts are made of fiberglass reinforced polyurethane (PUR) and have been tested in wind tunnel. In addition, BMW also included exterior car parts to add a revamped look on the vehicle. A range of spoke light-alloy wheels is available as accessories with either a star spoke, radial spoke, or BMW M cross-spoke design. All wheel designs are exclusively fitted with quality pneumatic performance tires with run flat technology, allowing the BMW 3 Series to be driven even the tires gone flat. Protective car covers tailored to fit the contours of the convertible are available. These covers are designed to be used on both outside and inside the BMW 3 Series Convertible.

Moving on the inside, BMW offers a bunch of optional accessories for the New BMW 3 Series Convertible’s interior. With the illuminated door sill trims on the driver and front seat passenger doors, it adds a more radiant look on the inside while accented by the BMW letters with chrome appearance. The gearshift lever for the manual or gear selector lever on automatic transmission, as well as the handbrake features diamond black trim that marks the vehicle’s sporty design. To complete the sporty driving feel, the sports steering wheel cover is also trimmed with the same styling. Moreover, the functional and uniquely designed windbreak acts as a wind deflector to eliminate air turbulence in side the interior of the new BMW 3 Series Convertible. There are more optional accessories that BMW offers for customers who want their hands on the new 3 Series Convertible model. For additional interior storage space, a rear seat that can be completely folded down to create an extra luggage space along with a rear compartment bag are available. In addition, different sized cases made of a fabric and leather combination is offered to fit exactly into the rear storage compartment.

For music enthusiasts, BMW offers a high-end audio system for the new BMW 3 Series Convertible. The digital audio system allows the customers to store music files in the convertible. Moreover, the audio system found on the BMW 3 Series Convertible can be fully integrated with iPod using BMW’s iDrive controller. Hands-free devices with mounting brackets and charge function set are also available.

The new BMW 3 Series Convertible is the latest addition to the 3 Series lineup of entry level luxury sedan from the German automaker. Unlike its competitor, the Mercedes-Benz C-Class with quality parts like Mercedes clutch disc, BMW offers an exclusive convertible 2-door coupe for the BMW 3 Series product lineup.